Financial Aid

Loan Information

borrow smart

The “Borrow Smart” campaign was developed to educate students regarding their rights and responsibilities as borrower’s and how to manage their student loan debt.

3 year cohort default rate – 31.7%


In conjunction with the "Borrow Smart" campaign and due to the Loan Education, Justification, Appliation Policy, effective 6-24-13 student loans will no longer be offered as part of your financial aid award package.  If you need to apply for a loan:

  • Please go to, quick links, financial aid, financial aid forms and then select Loan Application
  • Print the form and complete it entirely making sure to attach all requested documentation.
  • Please take the form to you local Financial Aid Counselor for review.  If you mail your form, please be aware that insuffcient documentation will result in non- review.

Entrance Counseling

If you are borrowing a federal loan for the first time, you are required to complete an entrance counseling session. The counseling may be done online at

Master Promissory Notes

If this is your first Direct Loan, your Master Promissory Note (MPN) will be available at within a week after you accept the loan. You will need your FAFSA PIN. Results will be sent electronically to the New River financial aid office. A valid MPN with references and valid signature must be completed before any loan funds will be disbursed to your account.

Exit Counseling

To complete exit counseling, please go online at


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Federal School Code for FAFSA: 039603



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New River CTC is offering online Winter Session courses from Dec. 21 through Jan. 15.  Earn three credit hours in four weeks - courses in English, History, Math, Political Science, Humanities and Psychology.  Pre-register by Dec. 18.  For more information, call 1-866-349-3739.